Effective Date: April 2, 2025
Last Updated: April 2, 2025
Welcome to MyInsureX. These Terms and Conditions govern your access and use of our website www.myinsurex.online and related services. By using our services, you agree to be bound by these Terms. If you do not agree, please refrain from using the Platform.
1. Our Role
MyInsureX is an insurance aggregator and financial service facilitator. We provide insurance plan comparisons, help customers generate quotes and apply for insurance, offer tools like calculators, expense tracking, and reminders, and assist with policy renewals and claims.
We do not issue insurance policies. Policies are provided and underwritten by licensed third-party insurance companies.
2. Eligibility
You must be at least 18 years old to use this Platform. By accessing or using MyInsureX, you confirm that you meet this eligibility requirement.
3. Your Responsibilities
As a user, you agree to:
- Provide accurate, current, and complete information
- Keep login credentials confidential
- Use the platform lawfully
- Not misuse our tools or data for commercial or unauthorized purposes
4. Data Privacy
We respect your privacy. Our use of your personal data is governed by our Privacy Policy. By using the Platform, you consent to our data collection and processing practices.
5. Intellectual Property
All content, features, functionality, design, and branding on MyInsureX are protected by copyright, trademark, and other intellectual property laws. You may not reuse or republish our material without written consent.
6. Third-Party Services
Insurance policies and financial products displayed on MyInsureX are offered by third-party companies. We are not liable for:
- Rejection or delay of insurance applications
- Denial of claims
- Performance or conduct of insurers
Please review the terms and disclosures provided by the insurer before purchasing.
7. Financial Calculators & Tools
All tools like premium calculators, retirement & savings planners, inflation estimators, and expense trackers are for informational purposes only. These do not constitute professional advice and should not be solely relied upon for financial decisions.
8. Communications
By using our services, you agree to receive emails, SMS, WhatsApp messages, or phone calls related to your insurance queries, reminders, and support.
9. Disclaimers
Quotes are indicative and may vary upon underwriting. The information provided is general in nature and may not be suitable for all individuals. MyInsureX makes no warranty regarding accuracy, completeness, or reliability of content or services.
10. Limitation of Liability
To the fullest extent permitted by law, MyInsureX will not be held liable for any direct, indirect, or incidental losses or damages arising from the use or inability to use our services or from any interactions or transactions with third-party insurers.
11. Modifications
We may update or revise these Terms at any time without prior notice. Your continued use of the Platform following any changes implies your acceptance of the revised Terms.
12. Termination
We reserve the right to terminate or suspend your access for violating these Terms, or if required by law or regulation.
13. Governing Law
These Terms are governed by and construed in accordance with the laws of India. Any disputes arising shall fall under the jurisdiction of the courts of New Delhi, India.
14. Contact Us
If you have any questions or concerns, contact us at:
📧 connect@myinsurex.online
📞 +91-8700760265
🌐 www.myinsurex.online